The Canada Revenue Agency (CRA) is offering a one-time, tax-free payment of $3,900 to eligible Canadians. This payment is designed to help individuals and families with living costs, bills, and essential expenses. Here’s everything you need to know.
Payment Details:
- Amount: $3,900 per eligible individual. Couples may receive $7,800 if both qualify.
- Tax status: Tax-free – you don’t have to report it on your tax return.
- Delivery:
- Direct deposit: Payment goes straight to your bank account.
- Cheque: For those without direct deposit, mailed by January 2026.
- Timing: Payments expected through January 2026.
Who is Eligible?
Eligibility is based on CRA records and recent tax returns. To qualify:
- Be a resident of Canada at the time of payment.
- Have filed your latest tax return.
- Have total income below the limit set by CRA (varies by program).
- Not have already received a similar one-time payment.
Examples:
- Single adult: $3,900
- Married couple (both eligible): $7,800
- Seniors receiving OAS/GIS: $3,900
- Parent receiving Canada Child Benefit: $3,900
Check Also: Canada Work Permit Without LMIA – 5 Year Plan
Impact on Taxes and Benefits:
- This payment does not count as taxable income.
- It may slightly affect income-tested benefits if your income crosses program limits, but most recipients will see minimal or no impact.
- No effect on other CRA benefits like Canada Child Benefit (CCB) or GST/HST credits.
How to Check Your Payment:
You can track your payment using CRA My Account:
- Visit CRA My Account: https://www.canada.ca/en/revenue-agency/services/e-services/e-services-individuals/account-individuals.html
- Log in or create an account if you don’t have one.
- Look for “Payments” or “CRA One-Time Payment”.
- View your payment amount and expected date.
Conclusion:
The CRA $3,900 one-time payment provides tax-free financial support to eligible Canadians, helping with bills and essential expenses. Payments will be sent via direct deposit or cheque. Checking eligibility and payment status is easy through CRA My Account, ensuring everyone receives the help they qualify for.
Frequently Asked Questions:
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Is this payment for everyone in Canada?
No, only those who meet CRA’s eligibility criteria.
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Can both partners in a couple receive the payment?
Yes, if both meet eligibility rules and income limits.
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Why is CRA giving this payment?
To support Canadians with rising living costs and essential expenses.
